For many people, managing finances doesn’t always adhere to a typical 9-to-5 schedule. Whether it’s a paycheck, a government check, or a personal check, sometimes you need to cash a check on a Sunday. Traditional banking institutions like local banks and credit unions are typically closed on Sundays, which can leave people scrambling to find alternative places to cash their checks when they need cash over the weekend. Fortunately, there are several options available for cashing checks on Sundays, offering flexibility and convenience. This article explores where you can cash checks on Sundays and what you need to know about each option.

1. Grocery Stores and Supermarkets

Many grocery stores and large supermarkets offer check-cashing services, and some of them operate on Sundays. These locations often provide a convenient option for cashing checks while you’re out shopping for food or other household items. Some of the major grocery chains that may offer where to cash checks on Sunday check-cashing services on Sundays include:

• Walmart: Walmart’s Check Cashing service is available in most stores and often operates seven days a week, including Sundays. Walmart can cash payroll checks, government checks, tax refund checks, and even personal checks (up to a certain limit). Keep in mind, there are fees associated with this service, and the store’s hours can vary by location, so it’s always best to confirm in advance.
• Albertsons: Albertsons offers check-cashing services at many of its locations, with Sunday availability depending on the store. As with other grocery stores, you can typically cash payroll and government checks here.
• Safeway: If you’re in a region served by Safeway, many of their locations provide check cashing services on Sundays. Check with your local Safeway to confirm the availability and any fees or limits on check amounts.
• Kroger: Kroger stores often offer check cashing services, including on Sundays. They can cash payroll checks, government checks, and some other types, but be prepared for a fee that could be higher than what a bank might charge.
• Ralphs: Ralphs, another grocery chain in California, offers check cashing services during the weekend, including Sundays. This makes it a convenient option for people living in the area.

Many of these stores also provide the ability to get cash instantly or have quick access to funds, making them a good option for people who need money right away.

2. Check-Cashing Stores

There are dedicated check-cashing stores that specialize in providing cash for checks, and many of them are open on Sundays. These businesses typically operate longer hours than traditional banks, which means you can often find one open when other financial institutions are closed. Examples of check-cashing stores include:

• MoneyGram: MoneyGram offers a variety of financial services, including check cashing. Many of its locations, such as those in convenience stores, are open on Sundays, making it an accessible option for weekend check cashing.
• The Check Cashing Store: This chain operates in multiple states and offers extended hours, including Sunday services. The Check Cashing Store provides cashing for most types of checks, including payroll, government checks, and tax refunds.
• ACE Cash Express: ACE Cash Express is another popular check-cashing service provider with many locations open on Sundays. They offer a wide range of services, from cashing checks to providing payday loans. Check with your local ACE Cash Express for specific hours and fees.

While check-cashing stores can be a quick and reliable option, it’s important to be aware that they often charge higher fees than banks or credit unions, especially for larger checks. Always inquire about the fees before you proceed.

3. Banks and Credit Unions with Extended Hours

While most traditional banks and credit unions are closed on Sundays, some larger institutions offer extended hours or weekend services. It’s worth checking with major banks to see if they have any branches that remain open for limited hours on Sundays. Additionally, some credit unions with 24/7 ATM access or extended weekend hours may allow you to deposit checks through ATMs or via mobile banking.

• Chase Bank: Some Chase locations with extended hours may offer weekend services, including check deposits through ATMs, even if the branch itself is closed. This can be a way to get your check processed even if you can’t access an in-person teller.
• Wells Fargo: Wells Fargo also has branches with extended hours, though Sunday hours are rare. However, their mobile app and ATM network can facilitate check deposits even when the branches are closed.
• TD Bank: Some TD Bank locations in the U.S. offer extended hours and may be open on Sundays, though hours vary by location. They also offer online banking options that can help you deposit a check digitally.

Although these bank services won’t allow you to get cash directly on Sundays, they do offer mobile check deposit or ATM check deposits that can allow you to access the funds once your check clears. Mobile banking is also an option to cash checks remotely and have funds transferred to your account for later use.

4. Mobile Check-Cashing Apps

For those who prefer to manage finances digitally, mobile check-cashing apps provide a modern solution to cashing checks on Sundays. These apps allow you to deposit checks remotely by taking a picture of the check, without needing to visit a physical location. Some popular mobile apps include:

• PayPal: PayPal offers a mobile check-cashing service through its app. You can take a photo of the check and deposit it directly into your PayPal account. Once the deposit clears, you can transfer the money to your linked bank account or use the funds through PayPal itself. This service is available 24/7, making it a great option for cashing checks on Sundays.
• Ingo Money: Ingo Money is another mobile app that allows users to cash checks remotely. Ingo supports a variety of checks, including payroll, government checks, and more. You can cash the check into a prepaid debit card, PayPal account, or even your bank account. Ingo Money typically offers same-day deposits, although fees apply for expedited services.
• Chime: Chime is a mobile banking app that lets you deposit checks using your smartphone. Once deposited, the funds may be available quickly, especially if it’s a payroll or government check. This app is also accessible 24/7, making it another viable option for Sunday check cashing.

Keep in mind that while mobile check-cashing apps allow for 24/7 deposits, the funds may not be available immediately, depending on the type of check and the app’s policies.

5. ATM Check Deposits

While not technically a “cashing” option, some ATMs allow you to deposit checks on Sundays, and the funds may be available sooner than you expect. Many banks provide ATMs that accept check deposits 24/7, though access to the funds may depend on the type of check and the processing time. You can usually access your money faster if you use an ATM affiliated with your bank or one that supports immediate deposits.